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Which do you prefer, steak or lobster? Crème brulee or flourless chocolate cake?

Sometimes, it’s all good.

Which brings me to the beaches of northwest Florida. All of them have crystalline waters, Gulf surf far tamer than you’ll find on the Atlantic side of the state, and sand the quality of talc. Where your vacation takes you is really a matter of personal taste. Steak or lobster? This list of personal favorites may help you choose.

Why You’ll Go: Variety. The area known as Pensacola Beach is really a roughly 8-mile section of the Santa Rosa barrier island. Here you’ll find everything from family-friendly beaches (replete with lifeguards and other amenities), to far more secluded areas. Casino Beach and Quietwater Beach are two of the more popular bathing spots.

Gulf Stroll: Bring your rod and reel to the Pensacola Beach Fishing Pier and Observation Posts. This boardwalk stretches nearly 1,500 feet into the Gulf. Even non-fishers enjoy the view.

Off the Sand: Strut down the Quietwater Beach Boardwalk for beach gear, henna tattoos and food.

Perdido Key State Park

Why You’ll Go: To explore this secluded 247-acre barrier island about 15 miles southwest of Pensacola. Check out the rolling sand dunes. Hike the boardwalks and try to spot Florida wildlife. Learn how barrier islands protect the mainland from storms.

Eatin’ Out: Enjoy a family feast (one you’ve packed yourself beforehand), at the picnic tables overlooking the water.

Ed Walline Park, Santa Rosa

Why You’ll Go: There are several public beach-access points in the town of Santa Rosa. Ed Walline Park is a popular one. You access the beach from a boardwalk, down 25 steps to its silky sands. Lifeguards are on duty here during the summer season, and the beach is popular with families. Rent lawn chairs and umbrellas. The water is clear enough that you can see swarms of tiny minnows.

Unexpected Art: Across Route 30A from Ed Walline Park, you’ll find about 10 cottages operated by a group called The Artists of Gulf Place. Spend a half-hour checking out locally made jewelry, Adirondack chairs, copper art and the like.

Where to Cool Off: Visit Miss Lucille’s Gossip Parlor in Gulf Place. Half Southern tea room (replete with red velvet décor), half luncheonette, here you can buy iced coffee, ice cream, sandwiches and other goodies.

Topsail Hill Preserve State Park

Why You’ll Go: You love the sense of isolation and rugged natural splendor that defines this Santa Rosa beach.

What You’ll See: The park’s 1,640 acres are home to a dramatic landscape, including sand dunes topping 14 feet and old-growth longleaf pine forests bordering a pristine, 3.2-mile shoreline. The crystalline water feels blessedly cool, and the surf crashes with some vigor.

Off the Sand: It’s a .7 mile trek from the park entrance in Santa Rosa to the beach itself. You can hoof it, but the lazier among us prefer to travel through the forest to the beach via a tram that leaves from the park entrance every hour on the hour.

You Need to Know: A beach house here offers restrooms, changing rooms, and an outdoor shower. That’s the extent of amenities at Topsail. Pack your picnic, drinks, and plenty of sunscreen in advance. During the hottest part of the day, a beach umbrella is an absolute necessity.

Talking point: Want to sound like a local? Call it Top-sill.

Grayton Beach State Park

Why You’ll Go: Scenic beauty is promised here; park officials promise that the trees in the park have a gnarled “Middle Earth” look because of winds. The winds sculpt the land too; sand dune drifts rise so high that magnolia and oak trees sometimes appear to be no more than shrubbery – the sand blocks the view of their trunks. A unique ecosystem including scrub, pine flatwoods and salt marshes surround a body of water called Western Lake. Explore nature via a four-mile trail.

Stay a While: Cabins and camping facilities are available at this park, which is near Santa Rosa Beach and right off Route 30A.

Bringing Your Best Bud? Leashed dogs are allowed on the nature trail and in the campground, but not in cabins or on the beach.

Why You’ll Go: The “new urbanism” design, and notable buildings by neo-classical architects like Leon Krier, a favorite of Prince Charles. To any fan of walkable towns, the vernacular architecture and New England-style commons seem familiar.

You Need to Know: There are no lifeguards on duty at the beach. Keep a close eye on the kids.

Off the Sand: The town of Seaside awaits your exploration. Roly Poly, a local joint known for its rolled sandwiches, allows you to chow down water-side. A beach bazaar called Perspicacity serves up everything from jewelry to clothing to linens.

Why You’ll Go: For everything. This is northern Florida’s unabashedly tourist-friendly beach. Families flock here to take advantage of the surf, amusement parks, fishing charters, water sports concessions, and seafood restaurants.

Down Deep: Divers find a plethora of wrecks to explore.

Grownups’ Night Out: Hire a sitter and while the night away at the city’s beach bars and clubs.

Why You’ll Go: To enjoy a pristine waterfront mixed with a Southern small-town flair. The bustle of larger shore enclaves is decidedly lacking here, and that’s how regulars like it. Spend your vacation swimming, trying to spot dolphins in the Gulf, and shelling. Don’t forget to bring your fishing rod – plenty of people cast right from the shore. Here, you can literally step back and forth in time; this Gulf County beach is famous for being in two time zones.

Off the Sand: Despite Mexico Beach’s laid-back feel, you will find a town boasting souvenir shops and other stores to explore. Seafood restaurants abound.

St. George Island State Park

Why You’ll Go: Nine miles of undeveloped, isolated beach graced by towering sand dunes. Camping sites are available, lifeguards are not. You’ll find terrific shelling and boat ramps. Launch to catch sea trout, redfish, mackerel and other species.

What the Locals Know: Birdwatchers visit in the fall, when you can spot migrating birds heading for their winter homes in South America. Falcons, hawks, and kestrels also flap their wings.